The Chase Freedom Unlimited Card

The Chase Freedom Unlimited Card rewards everything you already do—no tricks, no rotating categories, just real value every time you tap.

The Chase Freedom Unlimited Card is perfect for anyone who wants a set-it-and-forget-it cash back card. You earn bonus cash back in key spending areas like travel, dining, and drugstores, plus unlimited rewards on all other purchases. It’s built for flexibility—with rewards you can use however you want—and there’s no annual fee, ever.

Why You’ll Love It

  • Bonus Rewards on Travel: Planning a trip? You’ll earn extra cash back when you book through Chase.
  • Extra Cash Back for Foodies: Whether you’re dining out or ordering in, your meals give you more back.
  • Rewards on Everyday Essentials: Get cash back on those necessary drugstore runs.
  • Unlimited 1.5% Cash Back on Everything Else: For all your other purchases, you’re still earning a solid, unlimited rate.
  • $0 Annual Fee: All the rewards, none of the cost.
  • Introductory APR: This makes managing large purchases or a balance transfer a whole lot easier.
  • Flexible Redemption: Use your rewards for what you want: cash, travel, gift cards, or even on Amazon.
  • Use It Your Way: It’s compatible with Apple Pay, Google Pay, and other digital wallets.
  • Pair with a Sapphire Card: Combine it with a Chase Sapphire card to get even better redemption rates and unlock more value.
  • Backed by Chase Security: Shop confidently with strong fraud and purchase protection.

Minor Drawbacks

  • Foreign Transaction Fee: It’s best to use this card for purchases made in your home country, as international use comes with a fee.
  • No Luxury Perks: This card doesn’t offer high-end travel benefits like airport lounge access.

The Chase Freedom Unlimited Card is ideal for everyday shoppers, foodies, travelers, students, and really, anyone who loves low-maintenance rewards. If you’re looking for a card that just works — no complicated setup, no stress, no tracking categories — this one delivers. It’s also an excellent choice for a first credit card, or a smart addition to your existing lineup of Chase cards.

From those late-night food orders to spontaneous weekend road trips, your daily purchases deserve a little recognition — and this card gives it right back. If you’re ready for a card that truly fits your life and pays you back for living it, the Chase Freedom Unlimited is tough to beat.

Written By

Jason holds an MBA in Finance and specializes in personal finance and financial planning. With over 10 years of experience as a consultant in the field, he excels at making complex financial topics understandable, helping readers make informed decisions about investments and household budgets.